Maryland Paycheck Calculator — Take-Home Pay (2026)
Estimate your take-home pay per paycheck in Maryland. IRS 2026 federal brackets, Social Security, Medicare, and Maryland state tax.
As of 2026 · Maryland state data: Comptroller of Maryland
Paycheck Inputs
Per-paycheck results
Estimated biweekly paycheck in Maryland: gross $3,846.15, net $2,876.77 after federal tax, state tax, and FICA withholding.
Gross pay
$3,846.15
Net pay
$2,876.77
Federal tax
$506.54
State tax
$168.62
FICA
$294.23
Effective tax rate
25.20%
All pay frequencies
| Frequency | Gross | Deductions | Net |
|---|---|---|---|
| Weekly | $1,923.08 | $484.69 | $1,438.38 |
| Biweekly | $3,846.15 | $969.39 | $2,876.77 |
| Semi-monthly | $4,166.67 | $1,050.17 | $3,116.50 |
| Monthly | $8,333.33 | $2,100.34 | $6,232.99 |
State withholding methodology
Paycheck withholding is estimated from annualized wages, then converted into per-pay-period deductions. Federal withholding uses IRS 2026 bracket logic and standard deduction assumptions; state withholding uses Maryland bracket data where applicable.
Maryland state income tax brackets 2026 — Single
| Taxable Income Range (USD) | Rate |
|---|---|
| 0 to 1,000 | 2.00% |
| 1,000 to 2,000 | 3.00% |
| 2,000 to 3,000 | 4.00% |
| 3,000 to 100,000 | 4.75% |
| 100,000 to 125,000 | 5.00% |
| 125,000 to 150,000 | 5.25% |
| 150,000 to 250,000 | 5.50% |
| 250,000 to 500,000 | 5.75% |
| 500,000 to 1,000,000 | 6.25% |
| 1,000,000 and up | 6.50% |
Maryland state income tax brackets 2026 — Married filing jointly
| Taxable Income Range (USD) | Rate |
|---|---|
| 0 to 1,000 | 2.00% |
| 1,000 to 2,000 | 3.00% |
| 2,000 to 3,000 | 4.00% |
| 3,000 to 150,000 | 4.75% |
| 150,000 to 175,000 | 5.00% |
| 175,000 to 225,000 | 5.25% |
| 225,000 to 300,000 | 5.50% |
| 300,000 to 600,000 | 5.75% |
| 600,000 to 1,200,000 | 6.25% |
| 1,200,000 and up | 6.50% |
Formula summary
- Annual gross (hourly): hourly wage * hours per week * 52
- Taxable income: gross - applicable standard deduction
- Per-paycheck amount: annual amount / periods per year
- Net paycheck: gross per paycheck - federal tax - state tax - FICA
Paycheck taxes in Maryland — what to expect
State withholding on a Maryland paycheck follows 10 progressive brackets up to 6.50%, which means the state line grows faster than pay as income crosses each band — the reason a mid-year raise can shift withholding more than expected. Maryland's state standard deduction is $6,600 for single filers and $13,250 for married filing jointly in 2026. Maryland counties and Baltimore City add a county income tax of 2.25%–3.20% on top of the state rate.
For a single filer earning $75,000, roughly $2,246 lands in the bank each biweekly payday in Maryland (about $4,866.33 on a monthly cycle) after estimated federal and state tax and FICA. Maryland has reciprocity with Pennsylvania, Virginia, West Virginia, and Washington DC.
Withholding here follows 2026 tables from Comptroller of Maryland (https://www.marylandcomptroller.gov/content/dam/mdcomp/tax/legal-publications/facts/withholding-tax-facts-2026.pdf). Your actual stub also reflects W-4 elections, pre-tax benefits and 401(k) deferrals, so treat these figures as the baseline before those adjustments.
Maryland paycheck — frequently asked questions
How much is $50K take-home pay in Maryland?
A $50,000 salary in Maryland (single filer, 2026) yields about $1,551.77 per biweekly paycheck and roughly $40,346 annual take-home after federal tax, FICA, and Maryland state income tax. Effective tax rate is approximately 19.31%.
How much is $75K take-home pay in Maryland?
A $75,000 salary in Maryland (single filer, 2026) yields about $2,246 per biweekly paycheck and roughly $58,395.90 annual take-home after federal tax, FICA, and Maryland state income tax. Effective tax rate is approximately 22.14%.
How much is $100K take-home pay in Maryland?
A $100,000 salary in Maryland (single filer, 2026) yields about $2,876.77 per biweekly paycheck and roughly $74,795.90 annual take-home after federal tax, FICA, and Maryland state income tax. Effective tax rate is approximately 25.20%.
How much state tax is withheld from a paycheck in Maryland?
It depends on the bracket your annualized pay lands in: Maryland withholding follows progressive rates up to 6.50% for 2026, applied per paycheck on top of federal withholding and FICA.
Maryland paycheck vs Delaware: which is higher?
On a $75,000 single-filer salary, estimated take-home is $58,395.90 in Maryland and $57,873.40 in Delaware. Maryland comes out about $522.50 per year ahead. Differences come from state income tax structure; cost of living, sales tax, and property tax can shift the overall picture.
What deductions can Maryland residents claim?
Federal deductions available to Maryland residents include the federal standard deduction ($16,100 single / $32,200 married for 2026), 401(k) and HSA contributions, student-loan interest (up to $2,500), and IRA contributions. Maryland also offers a state standard deduction of $6,600 single / $13,250 married for 2026. Use the calculator above for your exact net pay scenario.
When are Maryland paychecks bigger — weekly, biweekly, semimonthly, or monthly?
Annual take-home is the same regardless of pay frequency in Maryland — only the per-paycheck amount changes. Weekly = 52 paychecks/year, biweekly = 26, semimonthly = 24, monthly = 12. Biweekly is the most common; semimonthly aligns better with month-end bills but yields slightly smaller individual checks than biweekly twice a year.
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