All Financial Calculators

Calculate net dividends after tax across 8 countries. Includes withholding rates, surcharges, and tax-free allowances.

Free capital gains tax calculator. Estimate tax on stocks, property, and investments. Short-term vs long-term rates for USA, UK, Canada, Australia, and more.

Free income tax calculator for all 50 US states. Estimate federal + state tax, refund or owed, effective rate, FICA, and child tax credits.

Estimate 1099 and freelance taxes including self-employment tax, federal/state tax, quarterly payments, and take-home income.

Estimate federal and state tax on converting traditional IRA/401k to Roth. All 50 states.

New $40K SALT cap (2025-2029). Calculate deductible state & local taxes with MAGI phase-out and itemize-vs-standard recommendation.

Federal supplemental (22%/37%), FICA, state withholding plus the under-withholding gap at filing.

German take-home pay: Lohnsteuer, Soli, church tax and social insurance for all 6 tax classes. 2025 & 2026.

Austrian take-home pay: wage tax, social insurance and the favourable taxation of the 13th/14th salary. 14×/year. 2025 & 2026.

Spanish take-home pay: IRPF (state + regional) and Social Security by Comunidad Autónoma. 12 or 14 pagas.

Mexican take-home pay: ISR (SAT withholding), subsidio para el empleo, and employee IMSS contributions. With aguinaldo, 2025 and 2026.

Colombian take-home pay: employee health and pension contributions, the FSP, and the monthly retención en la fuente (Art. 383 ET). 2025 and 2026.

Chilean take-home pay: social-security contributions (AFP, health, unemployment) and the Second-Category Single Tax (IUSC, UTM-based). 2025 and 2026.

Argentine take-home pay: employee contributions (jubilación, PAMI and obra social) and the Impuesto a las Ganancias retención (4th category, Art. 94 LIG, Art. 30 deductions). Volatile values. 2025 and 2026.

Argentina's 13th salary (aguinaldo/SAC, Law 23,041): 50% of the highest accrued monthly salary of the semester, day-prorated, with employee contributions capped at the SAC-specific ceiling and an income-tax orientation after Law 27,743. First semester 2026.

Colombia's prima de servicios: the salary × days / 360 formula, the transport allowance, withholding tax and the June 30 / December 20 deadlines. 2025 and 2026.

Swiss take-home pay: federal, cantonal and municipal income tax plus AHV/IV/EO, ALV, NBU and the BVG 2nd pillar. All 26 cantons, 2025 & 2026.

Free salary after tax calculator. Find take-home pay for USA (all 50 states), UK, Germany, Canada, France, Australia, Japan, Poland. Federal and state tax.

Free paycheck calculator for all 50 US states. Estimate your take-home pay after federal, state tax, and FICA. Salary or hourly, weekly, biweekly, monthly.

Convert hourly wage to annual salary, monthly, biweekly, weekly, and daily income. Includes quick reference rates.

Am I underpaid? Compare your salary to BLS median by job, experience, state. Get negotiation targets and percentile.

Free raise calculator with taxes. See your real paycheck increase after federal and state tax. Inflation-adjusted raise by state and filing status.

Compare job offers using salary, bonus, equity, 401k match, commute, health costs, PTO, and state tax differences.

Compare salary history against inflation to reveal true purchasing-power growth in current dollars.

How much to charge per hour to take home your target. Includes self-employment tax, federal, and state tax.

Estimate severance lump sum, PTO payout, and runway. 1–2 weeks per year typical. Runway with COBRA.

How much are your vacation days worth? Dollar value per PTO day from salary. Take vacation vs cash out.

Estimate 2026 OBBBA tip and overtime federal deductions, MAGI phase-out and state savings by conformity.

Project your retirement savings with compound interest, employer matching, and inflation adjustment. Based on the 4% withdrawal rule.

Financial Independence, Retire Early. Your FIRE number, years to FIRE, savings rate, and year-by-year projection.

Calculate how much you need saved now so you can stop contributing and still retire through compound growth.

Estimate the portfolio needed to leave full-time work, cover expenses with part-time income, and withdraw the remaining gap.

Compare Social Security benefits at 62, 67, and 70 with lifetime totals and break-even ages.

Estimate tax and 10% penalty on 401(k) early withdrawal. Federal, state, and net you keep by state and income.

How much does a career break cost your retirement? Lost contributions, match, compound growth. 2–5 years out.

Calculate Required Minimum Distribution for IRA/401k. IRS Uniform Lifetime Table, SECURE 2.0 ages 73/75.

Compare taking pension as annuity vs lump sum. NPV analysis with COLA and discount rate.

How long will your portfolio last? 4% rule, inflation-adjusted withdrawals, year-by-year projection.

Estimate Medicare Part B and Part D surcharges based on modified AGI. IRMAA income tiers.

Multi-year Roth conversion bracket-filler. Fill 12/22/24 percent per year, avoid IRMAA cliffs, per-conversion 5-year access dates.

Calculate total assets, total liabilities, and net worth. Includes age-based benchmark comparison from Federal Reserve SCF data.

How much emergency fund do you need? 3, 6, 9, or 12 months of expenses. Adjust for job stability and dependents.

Calculate how inflation erodes purchasing power. See the future or historical value of money with year-by-year breakdown.

Calculate how your savings grow with compound interest. Initial deposit, monthly contributions, and year-by-year breakdown.

See when you'll reach $1 million. Wealth timeline with milestones, what-if scenarios, and contribution vs. growth breakdown.

Get a 0-100 score of your overall financial health with a quick, gamified assessment and targeted recommendations.

How much does AI save your company? Estimate annual savings, ROI, break-even and productivity gains by department.

Are you forced into Roth catch-up in 2026? Check SECURE 2.0 eligibility and the tax-now vs tax-later math.

Compare HDHP and PPO total annual cost with HSA tax savings, employer match and 3-year HSA projection. 2026 IRS limits.

Find your after-tax 401(k) headroom under the $72K Section 415(c) ceiling. Plan-feature requirements and tax-free Roth projection.

Calculate how extra payments reduce your mortgage term and total interest paid. Supports annuity and differentiated payment schedules.

Should you rent or buy? Compare total costs including mortgage, taxes, appreciation, and opportunity cost over time.

Estimate max home price using debt ratios, down payment, mortgage rate, and state-specific property tax assumptions.

Total HOA cost over 10–30 years with growth and special assessments. See what condo dues really cost.

Fair rent division by room size and private bath. Split by sq ft with amenity premium.

How much rent can you afford? 30% rule: max rent = 30% of gross income. 25% conservative, 35% stretch.

How long to save for a home down payment? Target, current savings, monthly contribution, expected return. Year-by-year projection.

Should you refinance? Break-even months, monthly P&I savings, and lifetime savings net of closing costs.

Are discount points worth it? Compare permanent points and 2-1, 3-2-1 temporary buydowns. Cost, monthly savings, break-even, payment ladder.

Compare avalanche and snowball strategies to pay off multiple debts. See total interest saved and your debt-free date.

Calculate loan payments (EMI), total interest, total amount paid, and effective annual rate. Full amortization. Monthly or biweekly.

Payoff timeline, total interest, extra payment impact. Compare refinancing. Federal and private loans.

Buy Now Pay Later: Klarna, Afterpay, Affirm. Compare fee/interest vs pay-in-full. Interest-free, flat fee, or APR.

SAVE ends July 2026. Calculate your new RAP payment, 30-year forgiveness, and tax bomb estimate.

Plan your wedding costs with category breakdown. What it really costs — months of salary, opportunity cost.

Estimate annual household cost increases from 2026 tariffs by income, spending mix, and category-level price pass-through.

Track recurring habits and see annual cost plus long-term invested value over 5, 10, 20, and 30 years.

Calculate monthly and annual subscription spend, category breakdown, top leaks, and downgrade savings.

Calculate the real cost of owning a car or home including hidden costs, depreciation, fees, and long-term totals.

Estimate 0-18 child lifecycle costs with regional adjustments, childcare scenarios, inflation, and multi-child savings.

Estimate dog and cat ownership costs over their lifespan. Food, vet, grooming, supplies, and regional adjustments.

Compare major choices like school, relocation, business, and career switch using break-even and NPV.

Calculate tip amount, total with tip, and per-person split. 15–25% presets, split evenly.

Free split bill calculator with tax and tip. Itemized bill split by person. Add items, assign to people, proportional tax & tip. For Venmo and group dinners.

What car can you afford? 20/4/10 rule: payment ≤10% of income. Max car price from income, down payment, rate, term.

How much to save before maternity leave? Income gap, unpaid weeks, one-time baby costs. FMLA 12 weeks unpaid.