Minnesota Paycheck Calculator — Take-Home Pay (2026)
Estimate your take-home pay per paycheck in Minnesota. IRS 2026 federal brackets, Social Security, Medicare, and Minnesota state tax.
As of 2026 · Minnesota state data: Minnesota Department of Revenue
Paycheck Inputs
Per-paycheck results
Estimated biweekly paycheck in Minnesota: gross $3,846.15, net $2,842.43 after federal tax, state tax, and FICA withholding.
Gross pay
$3,846.15
Net pay
$2,842.43
Federal tax
$506.54
State tax
$202.95
FICA
$294.23
Effective tax rate
26.10%
All pay frequencies
| Frequency | Gross | Deductions | Net |
|---|---|---|---|
| Weekly | $1,923.08 | $501.86 | $1,421.22 |
| Biweekly | $3,846.15 | $1,003.72 | $2,842.43 |
| Semi-monthly | $4,166.67 | $1,087.36 | $3,079.30 |
| Monthly | $8,333.33 | $2,174.73 | $6,158.61 |
State withholding methodology
Paycheck withholding is estimated from annualized wages, then converted into per-pay-period deductions. Federal withholding uses IRS 2026 bracket logic and standard deduction assumptions; state withholding uses Minnesota bracket data where applicable.
Minnesota state income tax brackets 2026 — Single
| Taxable Income Range (USD) | Rate |
|---|---|
| 0 to 33,310 | 5.35% |
| 33,310 to 109,430 | 6.80% |
| 109,430 to 203,150 | 7.85% |
| 203,150 and up | 9.85% |
Minnesota state income tax brackets 2026 — Married filing jointly
| Taxable Income Range (USD) | Rate |
|---|---|
| 0 to 48,700 | 5.35% |
| 48,700 to 193,480 | 6.80% |
| 193,480 to 337,930 | 7.85% |
| 337,930 and up | 9.85% |
Formula summary
- Annual gross (hourly): hourly wage * hours per week * 52
- Taxable income: gross - applicable standard deduction
- Per-paycheck amount: annual amount / periods per year
- Net paycheck: gross per paycheck - federal tax - state tax - FICA
Paycheck taxes in Minnesota — what to expect
State withholding on a Minnesota paycheck follows 4 progressive brackets up to 9.85%, which means the state line grows faster than pay as income crosses each band — the reason a mid-year raise can shift withholding more than expected. Minnesota's state standard deduction is $15,300 for single filers and $30,600 for married filing jointly in 2026.
For a single filer earning $75,000, roughly $2,231.38 lands in the bank each biweekly payday in Minnesota (about $4,834.65 on a monthly cycle) after estimated federal and state tax and FICA.
Withholding here follows 2026 tables from Minnesota Department of Revenue (https://www.revenue.state.mn.us/minnesota-income-tax-rates-and-brackets). Your actual stub also reflects W-4 elections, pre-tax benefits and 401(k) deferrals, so treat these figures as the baseline before those adjustments.
Minnesota paycheck — frequently asked questions
How much is $50K take-home pay in Minnesota?
A $50,000 salary in Minnesota (single filer, 2026) yields about $1,556.86 per biweekly paycheck and roughly $40,478.40 annual take-home after federal tax, FICA, and Minnesota state income tax. Effective tax rate is approximately 19.04%.
How much is $75K take-home pay in Minnesota?
A $75,000 salary in Minnesota (single filer, 2026) yields about $2,231.38 per biweekly paycheck and roughly $58,015.80 annual take-home after federal tax, FICA, and Minnesota state income tax. Effective tax rate is approximately 22.65%.
How much is $100K take-home pay in Minnesota?
A $100,000 salary in Minnesota (single filer, 2026) yields about $2,842.43 per biweekly paycheck and roughly $73,903.30 annual take-home after federal tax, FICA, and Minnesota state income tax. Effective tax rate is approximately 26.10%.
How much state tax is withheld from a paycheck in Minnesota?
It depends on the bracket your annualized pay lands in: Minnesota withholding follows progressive rates up to 9.85% for 2026, applied per paycheck on top of federal withholding and FICA.
Minnesota paycheck vs South Dakota: which is higher?
On a $75,000 single-filer salary, estimated take-home is $58,015.80 in Minnesota and $61,592.40 in South Dakota. South Dakota comes out about $3,576.61 per year ahead. Differences come from state income tax structure; cost of living, sales tax, and property tax can shift the overall picture.
What deductions can Minnesota residents claim?
Federal deductions available to Minnesota residents include the federal standard deduction ($16,100 single / $32,200 married for 2026), 401(k) and HSA contributions, student-loan interest (up to $2,500), and IRA contributions. Minnesota also offers a state standard deduction of $15,300 single / $30,600 married for 2026. Use the calculator above for your exact net pay scenario.
When are Minnesota paychecks bigger — weekly, biweekly, semimonthly, or monthly?
Annual take-home is the same regardless of pay frequency in Minnesota — only the per-paycheck amount changes. Weekly = 52 paychecks/year, biweekly = 26, semimonthly = 24, monthly = 12. Biweekly is the most common; semimonthly aligns better with month-end bills but yields slightly smaller individual checks than biweekly twice a year.
Advertisement
What to calculate next
View all calculators →Mortgage Early Payoff
Calculate how extra payments reduce your mortgage term and total interest paid. Supports annuity and differentiated payment schedules.
Retirement Savings
Project your retirement savings with compound interest, employer matching, and inflation adjustment. Based on the 4% withdrawal rule.
Dividend Tax
Calculate net dividends after tax across 8 countries. Includes withholding rates, surcharges, and tax-free allowances.
Salary After Tax Calculator (2026)
Free salary after tax calculator. Find take-home pay for USA (all 50 states), UK, Germany, Canada, France, Australia, Japan, Poland. Federal and state tax.
Debt Payoff
Compare avalanche and snowball strategies to pay off multiple debts. See total interest saved and your debt-free date.
Compound Interest
Calculate how your savings grow with compound interest. Initial deposit, monthly contributions, and year-by-year breakdown.