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Estimate tax on dividend income in Germany for 2026. Source: Abgeltungsteuer, Solidaritätszuschlag, Sparer-Pauschbetrag.
Net Dividend
€7,626.25
Effective Tax Rate
23.74%
Tax Amount
€2,373.75
Gross Dividend
€10,000
| Component | Rate | Amount |
|---|---|---|
| Tax-free allowance | — | -€1,000 |
| Dividend tax | 25.00% | €2,250 |
| Solidarity surcharge (5.5%) | 5.50% | €123.75 |
In Germany, dividends and capital gains are subject to Abgeltungsteuer (flat withholding tax) at 25%. The solidarity surcharge (Solidaritätszuschlag) adds 5.5% of the tax, giving an effective rate of 26.375%. The Sparer-Pauschbetrag allows the first €1,000 (single) or €2,000 (married) of investment income to be tax-free each year.
Tax is usually withheld at source by the bank or broker. Church tax (Kirchensteuer) may apply in some regions if you are registered with a recognized church; it is not included in this calculator.
Unlike the UK or US, Germany taxes investment income with a single flat rate (plus solidarity) and a fixed allowance (Sparer-Pauschbetrag), with no distinction between dividend bands.
On €8,000 gross dividends (single filer, 2026), tax in Germany is about €1,846.25, leaving approximately €6,153.75 after tax (effective rate 23.08%). Use the calculator above for your own amount and filing status.
Rates and allowances are from Abgeltungsteuer, Solidaritätszuschlag, Sparer-Pauschbetrag for 2026. This calculator is for estimation only and does not constitute tax or investment advice; withholding and final tax can differ. Consult a qualified advisor or https://www.bundesfinanzministerium.de/Web/DE/Themen/Steuern/Steuerarten/Abgeltungssteuer/abgeltungssteuer.html for your situation.
In Germany, the dividend tax rate is 26.38% (base rate plus solidarity surcharge (5.5%)). The first €1,000 (single) or €2,000 (married) of dividend income may be tax-free, depending on local rules. Data is for 2026.
For example, on €8,000 gross dividends (single filer), tax in Germany is about €1,846.25, so you keep approximately €6,153.75 after tax (effective rate 23.08%). Figures are estimates for 2026.
In Germany, the tax-free allowance for dividend and capital gains income in 2026 is €1,000 for single filers and €2,000 for married couples (e.g. Sparer-Pauschbetrag in Germany, dividend allowance in the UK). Amounts above this are taxed at the dividend rate.
Gross dividend income is reduced by the tax-free allowance (€1,000 single / €2,000 married).
Yes. In Germany, dividend income is taxed separately from salary: dividends typically use a flat or preferential rate (e.g. 25.00% plus surcharges) rather than the full progressive income tax bands applied to wages. This calculator uses the dividend rates for 2026.
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