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Estimate your take-home pay in Germany for 2026. Includes income tax brackets, standard deduction, and social contributions. Data source: BMF Steuerrecht; PKF Social Insurance Values.
Net Income (Annual)
€45,219.93
Effective Tax Rate
39.71%
Marginal: 42.00%
Federal / National Tax
€15,413.52
| Deduction | Annual | Monthly |
|---|---|---|
| Federal / National Tax | €15,413.52 | €1,284.46 |
| Pension | €6,975 | €581.25 |
| Unemployment | €975 | €81.25 |
| Health | €4,828.95 | €402.41 |
| Long-term care | €1,587.6 | €132.3 |
| Total Deductions | €29,780.07 | €2,481.67 |
| Net Income | €45,219.93 | €3,768.33 |
Annual
€45,219.93
Monthly
€3,768.33
Biweekly
€1,739.23
Weekly
€869.61
Germany uses a progressive federal (or national) income tax: taxable income is gross salary minus the standard deduction (12.348 € single, 24.696 € married in 2026). Each portion of income in a bracket is taxed at that bracket’s rate. On top of that, employees pay social contributions (Pension, Unemployment, Health, Long-term care); these are often capped or subject to thresholds.
Germany combines progressive Einkommensteuer with a solidarity surcharge and separate social insurance (pension, health, unemployment, long-term care) with contribution caps. There is no regional income tax like US states.
A 50.000 € gross annual salary in Germany (single filer) gives approximately 31.358,62 € take-home after about 18.641,38 € in tax and contributions (effective rate 37.28%). Use the calculator above for your own figures.
Rates and brackets are from BMF Steuerrecht; PKF Social Insurance Values for 2026. This tool is for estimation only and does not constitute tax advice; consult an advisor or https://www.bundesfinanzministerium.de/Web/DE/Theme/Steuern/Steuerarten/Einkommensteuer/einkommensteuer.html for your situation.
On a 50.000 € gross annual salary (single filer), take-home pay in Germany is approximately 31.358,62 € per year after income tax and social contributions. Total deductions are about 18.641,38 € (effective tax rate 37.28%). Estimate for 2026; use the calculator for your situation.
In Germany, the standard deduction for 2026 is 12.348 € for single filers and 24.696 € for married couples filing jointly. This amount is subtracted from your gross income before applying income tax brackets.
In Germany, social contributions include Pension, Unemployment, Health, Long-term care. They are calculated on gross salary (or on earnings up to an annual cap where applicable) at the rates set for 2026. Employer and employee portions may both apply; this calculator shows the employee share.
Take-home pay in Germany depends on your gross salary, filing status, and applicable deductions. Use our calculator for your income and situation. Data is for 2026 and includes income tax brackets and social contributions where applicable.
Germany uses progressive income tax brackets for 2026. Each portion of your taxable income (after the standard deduction) is taxed at the rate for its band. Use the calculator above to see your marginal and effective rates for your salary.
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